Social Security Disability Law FAQs

Social Security Disability Insurance (SSDI) benefits constitute an integral component of the federal government’s Social Security Act. These encompass various programs aimed at providing disability benefits to incapacitated workers and their families, typically in the form of monetary assistance and medical coverage. Eligibility for these benefits hinges on the disabled individual’s financial circumstances and adherence to the Social Security Administration’s regulations.

Distinguishing between SSI & SSDI:

SSDI, also referred to as SSD, exclusively extends benefits to workers who have contributed to the Social Security system through payroll taxes, rendering it akin to an insurance program. Conversely, Supplemental Security Income (SSI) is accessible to individuals who have never made contributions to the system.

Qualification Criteria for Social Security Disability Insurance Benefits:

To qualify for SSDI benefits, an individual must be deemed completely disabled. This entails that their illness or injury impedes their ability to participate in any “substantially gainful activity” and is expected to persist for at least 12 months or result in death. Additionally, SSDI beneficiaries must have earned wages and contributed to the Social Security system.

Work Limitations and Social Security Disability Eligibility:

While individuals may engage in limited paid work and still receive SSD benefits, surpassing the specified maximum income threshold disqualifies them from disability status. Earning in excess of $1170 per month (or $1950 for blind individuals) renders one ineligible for SSDI benefits. Similarly, SSI eligibility mandates a monthly income not exceeding $735.

Interaction between SSD and Worker’s Compensation Benefits:

Receipt of worker’s compensation benefits does not impact one’s entitlement to SSD benefits. However, navigating the complexities of these programs may necessitate legal expertise. Should individuals require clarification or assistance regarding SSDI and SSI benefits, the Slaughter Law Firm offers complimentary consultations to elucidate legal options and provide comprehensive representation for maximum benefits.

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